INVESTMENT MODELING TOOL
Dubai Property ROI & Acquisition Cost Calculator
Model complete upfront purchase costs, Dubai Land Department (DLD) fees, net rental yield scenarios, and UAE 10-Year Golden Visa eligibility in real time.
Investment Parameters
Customize asset valuation, transaction category, and yield targets.
Eligible for long-term renewable 10-year residency with full family and domestic sponsorship.
Acquisition & Statutory Fee Schedule
The 4% DLD Transfer Fee Explained
In Dubai, every property acquisition incurs a mandatory 4% transfer fee payable to the Dubai Land Department. For off-plan purchases, this is processed through the Oqood interim registration system, guaranteeing legal ownership prior to building completion.
AED 2,000,000 Golden Visa Threshold
Investing AED 2M or more in one or several qualifying properties unlocks the UAE 10-Year Renewable Golden Visa. This grants long-term residency without sponsor ties, allows family and domestic staff sponsorship, and removes any minimum physical stay limitations.
Gross Yield vs. Real Net Returns
While gross yields in Dubai frequently range between 7% and 10%, prudent investors factor in annual service charges (regulated under RERA Mollak), property insurance, and minor maintenance reserves to establish accurate post-expense net cash-flow.
Dubai Investment & Fee FAQ
How is the 4% Dubai Land Department (DLD) fee calculated?
The DLD transfer fee is universally 4% of the agreed property purchase value, plus a standard administrative knowledge and innovation fee of AED 580 for off-plan registrations (Oqood) or AED 4,200 for ready property Title Deed registrations.
What is the difference between gross rental yield and net rental yield?
Gross rental yield is annual rental income divided by the purchase price. Net rental yield deducts annual building service charges (typically AED 12–30 per sq.ft), property management fees, and maintenance provisions, representing the actual cash-in-hand return.
Can off-plan properties qualify for the UAE 10-Year Golden Visa?
Yes. Real estate with a total contract value of AED 2,000,000 or greater qualifies for the 10-Year Golden Visa. For off-plan purchases, developers provide official DLD-attested letters verifying milestone status or equity payments to initiate the residency application.
Are there any hidden brokerage fees when buying off-plan?
No. When acquiring off-plan developments through RealTerra, broker commission is 0% to the buyer. Brokerage fees are settled directly by the master developer under official RERA agreements.